Business financing referrals · Service businesses

Start a funding request with a defined business expense.

Service firms may need equipment, project support or operating resources before a client invoice is paid. Describe the expense and the business period it relates to.

Illustration of service businesses and their working space
Illustration of service businesses equipment and workspace
Illustration of service businesses equipment and workspace

Service businesses · funding preparation

The budget behind the request

Explain recurring retainers separately from one-off engagements. The amount invoiced and the date it is expected to be paid can both affect how a financing obligation fits the business.

Possible uses

Business expenses to describe

01

Office equipment

Computers, secure storage and communications equipment can be part of a planned upgrade. Include setup and migration costs where they apply to the purchase.

02

Project capacity

A signed engagement may require specialist support or temporary staff before a milestone payment. Connect those costs to the agreed scope of work.

03

Operating expenses

Payroll, premises and software bills may fall between client receipts. Identify the specific payment gap instead of grouping all future overheads into one figure.

How it works

The application process

01

Purpose first

Identify the main use of the requested funds and choose the amount that reflects the expense.

02

Business information

Share the business name, industry and recent operating information requested in the application.

03

Submission step

Review the contact permissions and your details before verifying the mobile number and submitting.

Before you decide

When reviewing a provider offer

01

Provider identity

Confirm which company would provide the financing and which agreement you would sign.

02

Payment schedule

Check when repayments start, their frequency and how long the obligation lasts.

03

Other requirements

Understand any collateral or personal-guarantee requirements before accepting the offer.

A few things to know

About this referral service

Information sharing and referral payments

Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.

Approval and available terms

Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.

Provider timing

Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.

Contact consent and mobile verification

Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.

Make a beginning

Start with your business funding request

When the expense and timing are clear, use the form to submit your business funding request.